Finance > Insurance > Health InsuranceDo I need Health Insurance? Posted by nick_niesen in Finance on October 29th Terrance Williams Jersey , 2010
If you think you do not need Health Insurance; then think again. The unpredictable nature of life is itself a valid reason to own a health insurance. Life is filled with risks. Wherever there is an element of risk, risk management is indispensable. Insurance is just a form of sensible risk management.
So, what is health insurance? To put it in simple terms, a health insurance policy is an agreement between an individual and an insurance company. The policy will include a host of benefits such as medical tests, medicinal drugs and other medical treatments. When an Insurance policy is issued by the company, then it implies the insurance company has agreed to cover the cost of a particular set of benefits listed in the policy Cole Beasley Jersey , which are known as "covered services".
So, when a particular service is not covered by the insurance company and you have it performed anyway, the insurance company "denies the claim." In such a situation, the individual will be left with no other choice, but to pay for the service out of his own pocket. However, the policy holder has the right to challenge the insurance company聮s denial Travis Frederick Jersey , by following the appeal process mentioned in the plan handbook. But, it is advisable to do so after consulting the doctor in this regard.
It is also very important to read the terms and conditions of the insurance policy clearly, before signing up for one. This is to ensure that your hard-earned money is not invested in a policy that does not meet your needs. It is also important to bear in mind the fact that decisions pertaining to what will be and what will not be reimbursed are made by the company, and not by the doctor. So, even when a shadow of a doubt about the policy arises, it is advisable to call the insurance company for support.
In conclusion Zack Martin Jersey , when considering the purchase of health insurance it is important to consider all of its merits. One has to realize that the money that is involved in purchasing a medical insurance is very little, when compared to the cost incurred in undergoing some major medical services. Moreover, insurance policies may also be tax deductible, in which case you can be said to be paying for your policy with money you might have otherwise given to the tax man. These are some of the financial incentives of having an insurance policy. Excluding the protection to family and oneself, however, the greatest benefit is that possessing a health insurance policy would also ensure peace of mind to the policy holder Tyron Smith Jersey , a significant psychological benefit. In light of all these advantages, it really wouldn聮t be such a bad idea to own a health insurance policy.
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HONG KONG, May 29 (Xinhua) -- The gold price in Hong Kong closed at 11,772 Hong Kong dollars (about 1,510.39 U.S. dollars) per tael on Monday, up 34 Hong Kong dollars from the previous trading day Demarcus Lawrence Jersey , according to the Chinese Gold and Silver Exchange Society.
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Chinese sports comedy “Never Say Die” has topped the weekend’s international box office with $66 million in only four markets.
Mahua Funage’s film, adapted from a 2014 stage play of the same name, has totaled $221 million in worldwide grosses in less than two weeks, according to comScore. During its Saturday-Sunday opening last weekend, “Never Say Die” took in $46 million in its first two days in China.
Sony’s release of “Blade Runner 2049” finished second during the weekend with $50.2 million in 63 markets on 15,900 screens, representing 61% of its international footprint for Sony.
The noir sci-fi sequel took first place in 45 markets, led by $8 million in the U.K., similar to “Interstellar” and 15% ahead of “Mad Max: Fury Road.” Russia followed with $4.9 million, topping “Gravity” by 16% and “Mad Max: Fury Road” by 1%.
Fox’s spy spoof sequel “Kingsman: The Golden Circle” came in a distant third place with $25.5 million in 69 markets Dak Prescott Jersey , led by $8.2 million in South Korea, where its total has topped $32 million in two weeks. The international total for “The Golden Circle” is now $173.6 million — 45% higher than 2014’s original “Kingsma: The Secret Service” — to go with $80 million in North America.
“The Golden Circle” opens in France on Oct. 11 with China on Oct. 20 and Japan on Jan. 5.
New Line’s horror blockbuster “It” finished fourth with $19.8 million in 65 markets, pushing the international total to $298 million. The worldwide box office for “It” has topped $600 million.
Chinese martial arts action drama “Chasing The Dragon” took fifth place with $17.6 million in eight markets. “Dragon,” which stars Andy Lau and Donnie Yen, has topped $60 million worldwide.
The longest journey by a Chinese Navy convoy nears completion, with a flotilla arriving on Wednesday in Thailand Ezekiel Elliott Jersey , its final stop before heading home.
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